My life is getting quite mundane. I need to spice it up a bit. Use your school break wisely, Lis. if you want a lavish lifestyle, savings alone is definately insufficient. Money is hard to earn and esp difficult to save. and the other way round. The joint account money w my darling is accumulating real slow. haha, I hope its slow and steady if thats the case. He is lucky to have a soon to be brother in law that is good in making investments, and we'll buy one. I cant wait. we are planning to use our savings to start a business, not for a luxury honeymoon in europe anymore. Work hard for the papers and get to lay back babey.